Bad Credit

Most people think that they are unable to buy a house with an impaired / adverse or low credit score. Whether you’ve had late payments , arrears , defaults , county court judgements , IVAs etc we can potentially help. We are able to use our knowledge of the market to try and find a suitable solution for you.

New Build

Most lenders want you put down a higher deposit when you purchase a brand new property. We are able to assist with lender that can potentially accept deposits as low as 5% on new build properties.

Foreign Nationals

A common question asked is “can I buy a property if I am not a British national? “. The simple answer is yes, whether you are a foreign national, EU national, permanent resident, visa or you have only been in the UK for a short period of time, we can potentially help.

Buy To Let

From experienced landlords to first time landlords, we are able to support you through your journey in growing your portfolio. We work with various lenders offering products that may be of benefit to you depending on your circumstances.

Contractors

A lot more jobs are contract based, some people are employed on a fixed term contract with a start and end date. We understand contractors, from: day rate, hourly rate, construction industry scheme, umbrella companies, social workers, inside and outside IR35, agency workers etc.

Self Employed

Being self-employed means that you are responsible for paying your own taxes. Lenders will assess self-employed people differently to employed people. We understand that being self-employed comes with various unique circumstances, ie : 1 years trading , outside IR35 , sole traders , limited company directors using net profits , salary & dividends, partnerships etc. We can potentially find a suitable solution for you if you are self-employed.

Remortgages

With a wide range of industry leading products from lenders like HSBC, Nationwide, Halifax, Santander, Barclays and much more. We can potentially help secure the best deal for you whether you want to remortgage and get a cheaper deal, or you want to raise funds to buy another property or pay off debts. Get in touch and see how we may be able to help.

Bridging & Commercial

We have access to a wide range of funding from short term loans ( bridging ) or whether you intend to purchase or refinance a commercial property. We are able to raise up to 80% LTV depending on the circumstance with competitive rates. 

Other Finance

We can also assist with various funding for different purposes and projects almost anywhere in the world from Europe , Africa , Asia , America etc. This includes : 
  • Business Loans ,Corporate Funding , Capital Injection
  • Hotels & Villas  
  • Airports , Planes & Jets  
  • Boats , Yachts & Ships 
  • Purchase of Land & Development Finance 
  • Holiday Homes & Second Properties 
  • Shopping Malls & Commercial Units